Lowest Costs Every Time

Certafund's business model and goals are based on providing every customer with the best rates with the lowest closing costs every time.

Here is How We Do it:
We operate out of one office for all of Canada in order to consolidate costs and reduce overhead, allowing us to pass the savings on to our customers.

Due to the ease and efficiency of our application process, the majority of our customers choose to fill out their loan applications online, saving our Loan Advisors time, and you money.

Unlike banks, we work with hundreds of private mortgage companies that provide us with the money to make loans to our customers.
This gives us the capability of finding best rates every day for our customers.

Our Simple Loan Process

You complete our easy online application or call and apply over the phone with a Loan Advisor at 604-512-5118.

A Loan Advisor is assigned to your request, then immediately submits your application into our automated underwriting system and obtains a loan approval.

The Loan Advisor contacts you by email or telephone with any conditions of the loan approval and requests copies of any required documentation needed to process your application.

Your Loan Advisor receives all of the requested documents and disclosures and handles your loan from application to closing.

Your Loan Advisor is available to you anytime via email or phone and will keep you informed during your loan process.

Our process is efficient and easy!